Free for OnlyFans Creators

The IRS Already Knows Your Income. Make Sure They Know Your Deductions.

The free bookkeeping tool that helps OnlyFans and adult content creators organize ordinary and necessary business expenses for Schedule C.

Download Free TemplateSee What You Can Deduct
60+
Business Types
6 Tabs
Per Template
500+
Transaction Rows
$0
Completely Free

Tax Deductions You May Be Missing

These are common Schedule C business expenses that onlyfans creators may be able to claim under IRC §162. Our template has them pre-loaded.

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Platform Fees (20%)

Line 10

OnlyFans takes 20%. That is 100% deductible.

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Camera & Equipment

Line 18

Camera, lighting, ring light, tripod, microphone, editing software.

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Props & Outfits

Line 22

Costumes, lingerie, wigs, accessories, set decoration for content.

📱

Internet & Phone

Line 25

High-speed internet for uploads, phone bill (business portion).

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Editors & Contractors

Line 11

Video editors, photographers, social media managers, chatting agencies.

🛡️

DMCA & Legal

Line 17

Content protection services, takedown monitoring, entertainment lawyer.

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Studio & Space

Line 20b

Dedicated room or rented studio for content creation.

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Promotion & Ads

Line 8

Reddit ads, Twitter/X promotion, shoutout trades, Linktree Pro.

How It Works

1

Download

Pick your business type. Get a free template. No signup.

2

Categorize

Enter your bank transactions. Pick from the dropdown. ~30 min.

3

Review

Schedule C summary auto-calculates your income, expenses, and tax.

4

File

Hand it to your Enrolled Agent. Or let Arc & Ledger prepare your return from $300.

S

Get Your Free OnlyFans Creator Template

We'll email your template directly — open it in Excel or upload to Google Sheets. No software to install.

What's Inside

✓ Start Here tab with step-by-step instructions
✓ Business Info tab — your details, ready for filing
✓ Expense categories pre-loaded for your industry
✓ 500-row transaction tracker with dropdown categories
✓ Schedule C summary — auto-calculates your totals
✓ Monthly summary for quarterly estimated taxes

We'll email your template directly. No spam, unsubscribe anytime.

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Get Your Price in 30 Seconds

Question 1 of 4

What income did you have in 2025?

🇺🇸

Need to File for Free? The IRS Can Help.

If you earned under $84,000, you may qualify for IRS Free File — free tax preparation software provided through an IRS partnership. No cost, no catch.

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Our free template works alongside any filing method — use it to organize your expenses first, then file however works best for you.

Common Questions

What Schedule C deductions can OnlyFans creators claim?+
Self-employed OnlyFans creators may deduct ordinary and necessary business expenses under IRC Section 162. Commonly claimed deductions include the 20% platform fee (Line 10), camera and equipment (Line 18), props and outfits used exclusively for content (Line 22), editors and contractors (Line 11), internet costs (Line 25), and promotion expenses (Line 8). Your tax situation may vary, so consult a qualified tax professional.
What is Schedule C?+
Schedule C (Form 1040) is the IRS form where sole proprietors report business income and expenses. It calculates your net profit or loss, which flows to your Form 1040. OnlyFans creators use Schedule C to report subscription and tip income, then deduct business expenses. OnlyFans reports earnings to the IRS via 1099-NEC for payouts of $600 or more. Our free template is an organizational tool that categorizes expenses by the correct Schedule C line numbers.
How much tax do self-employed OnlyFans creators pay?+
Self-employed OnlyFans creators generally pay both income tax and self-employment tax (15.3% for Social Security and Medicare) on net profit. Your income tax rate depends on your total taxable income and filing status. The self-employment tax applies to net earnings over $400. OnlyFans reports your gross earnings to the IRS, so proper expense tracking is essential. Consult a qualified tax professional.
Do I need to file quarterly estimated taxes as an OnlyFans creator?+
If you expect to owe $1,000 or more in federal tax for the year, the IRS generally requires quarterly estimated tax payments. Deadlines are typically April 15, June 15, September 15, and January 15. If you also have a W-2 job, your withholdings from that job may partially cover your tax obligations. Our template helps you track income and expenses so you can better estimate what you may owe.
Is the 20% OnlyFans platform fee deductible?+
The 20% fee retained by OnlyFans may be deductible as an ordinary and necessary business expense on Schedule C Line 10 (commissions and fees). This is one of the most significant deductions for creators on the platform. Keep records of all platform statements. Consult a qualified tax professional for your specific situation.
Should I hire an Enrolled Agent or do my own taxes?+
An Enrolled Agent (EA) is a tax professional who has passed a rigorous IRS exam and is authorized to represent taxpayers directly before the IRS. Unlike other preparers, EAs must pass a rigorous exam and complete continuing education annually. For OnlyFans creators with platform fees, equipment costs, and privacy concerns, an EA offers confidential, professional guidance. Arc & Ledger's team of Enrolled Agents specializes in Schedule C businesses.

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