Free for Florists

You Create Arrangements That Brighten Every Room. Your Books Should Be Just as Fresh.

The free bookkeeping tool that helps florists and floral designers organize ordinary and necessary business expenses for Schedule C.

Download Free TemplateSee What You Can Deduct
60+
Business Types
6 Tabs
Per Template
500+
Transaction Rows
$0
Completely Free

Tax Deductions You May Be Missing

These are common Schedule C business expenses that florists may be able to claim under IRC §162. Our template has them pre-loaded.

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Flowers & Greenery

Line 38 (COGS)

Cut flowers, greenery, potted plants, dried flowers.

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Vases & Supplies

Line 22

Vases, ribbon, floral foam, wire, tape, wrapping.

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Cooler & Equipment

Line 13

Walk-in cooler, display cooler. Section 179.

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Delivery Vehicle

Line 9

Van for deliveries, gas, maintenance, vehicle wrap.

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Wire Service Fees

Line 10

FTD, Teleflora, BloomNation commissions.

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Marketing

Line 8

The Knot, WeddingWire, Instagram, Google ads, photography.

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Rent & Utilities

Line 20b

Shop rent, electric (coolers 24/7), water.

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Staff & Contractors

Line 11

Floral assistants, delivery drivers, event setup.

How It Works

1

Download

Pick your business type. Get a free template. No signup.

2

Categorize

Enter your bank transactions. Pick from the dropdown. ~30 min.

3

Review

Schedule C summary auto-calculates your income, expenses, and tax.

4

File

Hand it to your Enrolled Agent. Or let Arc & Ledger prepare your return from $300.

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Get Your Free Florist Template

We'll email your template directly — open it in Excel or upload to Google Sheets. No software to install.

What's Inside

✓ Start Here tab with step-by-step instructions
✓ Business Info tab — your details, ready for filing
✓ Expense categories pre-loaded for your industry
✓ 500-row transaction tracker with dropdown categories
✓ Schedule C summary — auto-calculates your totals
✓ Monthly summary for quarterly estimated taxes

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ENROLLED AGENT TAX SERVICES

Too Busy to DIY?
We'll Handle Everything.

Arc & Ledger is a tax and bookkeeping firm led by Enrolled Agents — authorized to prepare your return and represent you directly before the IRS. Over 10 years helping self-employed professionals like you.

✓ Schedule C tax preparation from $300
✓ Monthly bookkeeping from $200/mo
✓ S-Corp election & tax planning
✓ Authorized to represent you before the IRS
✓ Enrolled Agents — pass rigorous IRS exam
✓ 10+ years serving self-employed professionals
arcandledger.com | (310) 876-0249
bookkeeping@arcandledger.com | Culver City, CA

Get Your Price in 30 Seconds

Question 1 of 4

What income did you have in 2025?

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Need to File for Free? The IRS Can Help.

If you earned under $84,000, you may qualify for IRS Free File — free tax preparation software provided through an IRS partnership. No cost, no catch.

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Our free template works alongside any filing method — use it to organize your expenses first, then file however works best for you.

Common Questions

What Schedule C deductions can florists claim?+
Self-employed florists may deduct ordinary and necessary business expenses under IRC Section 162. Commonly claimed deductions include flowers and greenery (Line 38 COGS), vases and supplies (Line 22), cooler and equipment (Line 13), delivery vehicle (Line 9), wire service fees (Line 10), marketing (Line 8), and rent and utilities (Line 20b). Your tax situation may vary, so consult a qualified tax professional for personalized guidance.
What is Schedule C?+
Schedule C (Form 1040) is the IRS form where sole proprietors and single-member LLCs report business income and expenses. It calculates your net profit or loss, which flows to your Form 1040. Florists use Schedule C to report arrangement sales, wedding contracts, and event income. Our free template is an organizational tool that categorizes expenses by the correct Schedule C line numbers.
How much tax do self-employed florists pay?+
Self-employed florists generally pay both income tax and self-employment tax (15.3% for Social Security and Medicare) on net profit. Your income tax rate depends on your total taxable income and filing status. The self-employment tax applies to net earnings over $400. Many florists may also owe state income tax and sales tax on arrangements. Consult a qualified tax professional to understand your specific obligations.
Do I need to file quarterly estimated taxes as a florist?+
If you expect to owe $1,000 or more in federal tax for the year, the IRS generally requires quarterly estimated tax payments. Deadlines are typically April 15, June 15, September 15, and January 15. Floral business income often peaks around holidays, so tracking expenses year-round helps you estimate quarterly payments more accurately.
How do florists handle perishable flower inventory on Schedule C?+
Flowers purchased for resale may be reported as Cost of Goods Sold (COGS) on Schedule C Part III. Track beginning inventory, purchases, and ending inventory. Spoilage and waste are a normal part of COGS for perishable inventory. Walk-in coolers and display coolers may qualify for Section 179 expensing. Consult a qualified tax professional for guidance on your specific situation.
Should I hire an Enrolled Agent or do my own taxes?+
An Enrolled Agent (EA) is a tax professional who has passed a rigorous IRS exam and is authorized to represent taxpayers directly before the IRS. Unlike other preparers, EAs must pass a rigorous exam and complete continuing education annually. For florists with perishable inventory, wire service fees, and delivery vehicle expenses, an EA can help ensure compliance and identify all eligible deductions. Arc & Ledger's team of Enrolled Agents specializes in Schedule C businesses.

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